If you cannot find answer to your questions in our FAQ, you can always contact us. We will answer you in no time!
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First Market is a technology-driven private debt marketplace that connects accredited and institutional investors with established middle-market businesses seeking financing. The platform specializes in helping strong, cash-flowing companies, including asset-light businesses, access private credit through a structured, competitive bidding process. This approach enables transparent, market-driven pricing while streamlining how borrowers raise capital and how investors evaluate opportunities.
Borrowers: Private companies that are strong cash-flowing businesses looking for structured debt financing.
Investors: Institutional and accredited investors seeking to diversify their portfolios with private debt securities and gain access to deals at scale in the middle market.
For businesses, we optimize the speed, size, costs, and terms of borrowing. For investors, we improve the number of deals, quality of deals and enhance transparency, securitization, and collatorization.
Asset-light businesses rely on intangible assets, such as cash flows, intellectual property (e.g., patents or trademarks), contracts, brand value, or customer relationships, rather than physical assets like real estate or machinery.
At First Market, these intangible assets are leveraged to secure loans, providing an alternative to traditional lenders who typically require hard assets, such as buildings or equipment, as collateral.
First Market is designed for established businesses with reliable cash flows and predictable revenue, supported by a proven operating history, strong financial visibility, and consistent performance suitable for structured debt financing.
Businesses seeking investment typically need to provide comprehensive documentation to support investor due diligence. Key requirements often include:
These materials help ensure transparency and build trust with potential investors.
Interest rates are decided by investors via a transparent bidding process. When going through our application process, we will determine what the max rate a borrower can afford and cap the max interest rate in order to avoid default.
Only institutional investors are currently eligible to participate on the platform. In the future, accredited investors will have the opportunity to invest alongside institutional participants. Individuals who are not currently accredited are welcome to register their interest to join our database and receive updates.
By signing up for our newsletter, you will stay informed about any changes to eligibility requirements and be among the first to learn about new opportunities as we expand access to the platform.
For additional information or assistance, please contact our support team at support@firstmarket.io. We are happy to help.
After registering and completing verification, investors can review available debt offerings, communicate directly with borrowers, request access to due diligence materials, and submit bids. The platform facilitates a competitive bidding process that enables transparent, market-driven pricing based on real investor demand.
While returns vary by deal, deal size, and risk profile, deals are generally considered high-yield grade bonds.
Investors can access comprehensive dashboards for ongoing performance tracking, repayment monitoring, a messaging interface to connect with borrowers, and a secure document room for due diligence and risk analysis.
Features like ongoing financial monitoring, transparent bidding, and a focus on scalable, resource-efficient businesses set First Market apart from traditional platforms.
Technology powers the entire First Market platform, enabling a faster, more transparent, and scalable private credit process. It allows borrowers to securely share financial data and gives investors access to centralized deal information.
Our platform also facilitates real-time investor participation, helping determine market-driven interest rates through competitive bidding. From onboarding and deal execution to payments and reporting, technology streamlines each step—reducing friction, improving efficiency, and creating a better experience for both borrowers and investors.
The secondary market feature will not be included in the initial launch of the Minimum Viable Product (MVP). However, it is in active development and will be introduced as part of upcoming updates, making it available soon.
First Market prioritizes security and compliance, employing advanced encryption and data protection measures.
Funding timelines vary based on the complexity of due diligence and investor interest, but typically range from a few weeks to a few months.
Yes, businesses can raise capital for different needs, provided each application meets the platform’s criteria.
First Market offers tools for profile creation, document management, investor engagement, and analytics to help businesses present their offerings effectively to investors.
First Market is currently available only in the United States, with plans to expand to other regions in the future. Businesses outside the U.S. are encouraged to inquire about potential future eligibility.
No, this is not currently available. However, it is something we may consider offering in the future
First Market charges nominal fees for platform usage and deal management. Detailed fee structures are provided during registration.
Investors can tailor their experience by setting preferences based on key criteria such as risk profile, target industries, deal size, duration, and expected returns. These filters help surface opportunities that align with each investor’s specific strategy and investment objectives.
First Market incorporates blockchain-based infrastructure and smart contract technology to enhance transparency, security, and efficiency across the platform. These technologies help streamline transaction workflows, improve data integrity, and provide a clear, auditable record of key activities.
Minimum investments vary by deal, but First Market provides opportunities accessible to a wide range of investors.
Every deal undergoes rigorous due diligence, including financial audits, risk assessments, and compliance checks to maintain high standards.
Yes, the platform facilitates limited direct communication, enabling investors to seek clarifications before making decisions.
First Market offers dedicated support via email and phone to assist with platform navigation and specific queries.
If you cannot find answer to your questions in our FAQ, you can always contact us. We will answer you in no time!